توصيات المؤتمر الأول للتحول الرقمي في اليمن 1444هـ – 2022 م- Recommendations Of The First Conference For Digital Transformation 2022

1- Preparing a national strategy for financial inclusion and digital transformation from the government, with the participation of the private sector and civil society organizations, that includes a specific time frame and performance indicators to monitor the level of implementation and that is through:

a. Establishing a national committee to prepare a strategy for financial inclusion and digital transformation in Yemen from all relevant parties.

b. Government agencies adopt the process of digital transformation and financial inclusion within their vision and strategic objectives.

c. Activating joint work between all ministries and concerned bodies to lay the foundations and stages of transformation in a harmonious and coordinated manner.

d. Establishing regulatory frameworks that achieve integration between information and communications technology and the financial sector.

e. Preparing a regulatory vision for banks and Money Exchange shops to assist them in digital transformation, ability to compete, and continuity in the digital technology market.

f. Conducting a periodic or annual evaluation to measure the progress of digital transformation according to the KPIs performance indicators.

2- Preparing the regulations, laws and enactments that regulate digital services and financial inclusion services. In this regard, the conference recommends the following:

a. The speed of issuing a law regulating E-commerce.

b. The speedy issuance of the Anti-Cybercrime Law, which was submitted to the House of Representatives for approval.

c. Preparing and issuing cyber legislation and regulations that guarantee (protection of personal data – bank accounts – electronic transactions)

d. Adapting the Yemeni law regulating e-commerce with the legislation of other countries that follow the digital approach in their commercial transactions, because the international dimension requires this.

e. Regulating personal data protection provisions for users of electronic transactions, whether commercial or not. Without these regulations, Yemeni law will be incompatible with the laws of other countries that take the digital transformation approach.

3- Developing the infrastructure for all sectors related to digital services and financial inclusion, through:

a. Working on developing of the infrastructure of the communications, technology, and information security sector in accordance with the latest specifications, through:

1. Establish and customize Datacenter infrastructure designed to host servers and financial inclusion services systems, with hosting by local data centers.

2. Providing high-speed Internet such as (4G,5G) to all users, at reasonable prices.

3. Expansion and spread of fiber-optic delivery to cover all regions of Yemen.

4. Providing Internet connectivity over the internet (WAB)

b) Providing all modern digital services and developing financial products that meet the needs of all groups.

e) Choosing the appropriate technological operating environment and prioritizing this environment in a local framework to benefit from the advantages offered by local cloud hosting.

4- Raising the level of societal awareness of digital transformation and financial inclusion, through:

a) Spreading awareness and knowledge among citizens to facilitate their entry into the financial technology market.

b) Spreading awareness of the importance of digital transformation and cybersecurity.

c) Working on the adoption of specialized curricula and programs to qualify cadres in all areas of digital transformation, financial inclusion and cybersecurity, funded by the government and private sectors and local and international community organizations

d) Targeting universities and institutes specialized in training and awareness programs, from general education to university education

e) Establishing national and regional forums, federations and coalitions to promote digital transformation and achieve financial inclusion.

f) Awareness of boards of directors, building their capacities and disseminating knowledge of the importance of adopting digital transformation issues to ensure support for transformation processes in bodies, institutions, and companies.

g) Supporting studies and research that deal with the topics of financial inclusion and digital transformation.

h) Building trust between the financial units and the beneficiary through several practical, cognitive, and legal means and tools…etc.

5- Encouraging investment in the field of digital transformation and financial inclusion through the following:

a) Adopting an investment policy in expanding and developing the capabilities of digital infrastructure.

b) Stimulating the role of specialized bodies in planning and mobilizing various investments to build a technological knowledge society.

c) Encouraging and facilitating the effective participation of investors and local companies in the digital industry and in the development of the information technology sector.

d) Supporting innovations in financial products by stimulating investments in them.

e) Attract specialized and professional expertise and increase cooperation and coordination with private, regional, and international organizations.

f) Enhancing support for small and micro enterprises and enabling them to benefit from digital transformation and financial inclusion.

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